Imporve your Credit and Financial Situation

FREE Credit Consultation

Without further ado, test your eligibility and find out your rights!


  1. Speak With Our Credit Experts

    Give us a call, and we’ll get you started on your no-obligation debt settlement consultation with one of our top credit advisors.

  2. Let us go to work for you

    Our industry-leading negotiating team will work with your creditors on your behalf to drastically reduce your debt. You are guaranteed to save money.

  3. Become debt-free fast

    With our program, our credit advisors will work with you to put together a personalized plan to have you debt-free in as little as 24-36 months.

  4. Pay a fraction of what you owe

    We coordinate a debt settlement for a fraction of what you owe, and you will be officially on your way to a debt-free life of freedom and stability.



If you are in debt, there is no need to worry, CreditAssociates is here to help. CreditAssociates has successfully resolved and eliminated tens of thousands of debts for our clients in as little as 24 to 36 months. We can do the same for you too.

Click on the video to see how it works, or click below to get your Free Savings Plan.



Helping people live better with financial peace of mind.

That peace of mind comes when you know you’re on the path to a debt-free life. Offering people like you an option to both the obvious and hidden costs of credit card debt is what CreditAssociates does best. Our proven debt-relief services can help you become debt-free in 24 to 36 months.



Our experts are ready to help jumpstart your journey to financial freedom. We promise to keep your information 100% confidential. After just one phone call, we’re confident you will start feeling more in control of your financial future than ever before.

Call now to begin your completely free, no-obligation debt settlement consultation today.


  • Is the National Debt Relief Program legitimate?

    National Debt Relief is a legitimate, reputable company dedicated to helping clients address overwhelming debt. We're A+ rated by the BBB, and our team of debt arbitrators is certified through the IAPDA (International Association of Professional Debt Arbitrators). Furthermore, we have over 50,000 five-star reviews of the National Debt Relief program. For us to work effectively with creditors on behalf of clients, trust and professionalism are paramount. Therefore, if you're looking for a trusted partner to help you address your outstanding debts, National Debt Relief could be the right choice for you.

  • How does a debt relief program affect your credit?

    While you're participating in a debt relief program, you may decide to do things such as halt payments to lenders while the debt relief company negotiates on your behalf. In doing so, you can expect your credit rating to decline during the initial part of the debt relief process. You should view this decline as a temporary condition to be addressed as you move toward being free from debt. As your debts are paid off, your credit score should begin to rise. In fact, many of our clients find that their credit score has returned to the same rate if not higher, by the time they graduate. Once you graduate, you can also take additional steps to build your credit rating back up, such as paying bills on time, keeping your level of outstanding debt low, and using your credit cards and paying off the balances each month.

  • What is the National Debt Relief program?

    The National Debt Relief program is a service offered by National Debt Relief to help consumers get out of debt. We specialize in helping consumers who've become unable to continue making their monthly payments and are feeling overwhelmed by debt. In our program, a certified debt specialist will review your credit history and make sure you're eligible for our program. Then, our team will work with your creditors to reduce the overall amount of your debt. Once we work through all of your accounts, you'll have a clean slate and be back on the path to financial independence.

  • How bad does National Debt Relief hurt your credit?

    Our program may affect your credit initially, but many of our clients find that by the time they graduate, their credit scores have returned to the same rate if not higher as when they started. Keep in mind that the purpose of National Debt Relief's program is to help you to address out-of-control debt and become financially independent, which ultimately should help improve your credit. If you're already behind on your bills, your credit score is probably already being affected, in which case the effects of our program may not be as severe.

  • Are programs like this really worth it?

    National Debt Relief can help you on the journey to becoming debt-free by providing you the expert advice and negotiating power that you need to get your creditors to agree to resolve your debts for less. Dealing with your debts will allow you to use your income to prepare for your future, instead of paying interest on past purchases. National Debt Relief empowers clients to get out of debt in less time than if they continued to make the minimum payments. More importantly, it allows them peace of mind while doing so.

  • Is using National Debt Relief a good idea?

    Our team will work tirelessly to analyze your situation, negotiate the best terms possible with your creditors, and help you make a plan that lets you get control of your debts and start reducing them. While debt consolidation can be a challenging process, our team will be with you every step of the way to help you be as successful as possible.

  • Can I buy a house after debt settlement?

    While you're undergoing the debt settlement process, you'll likely see a temporary decrease in your credit rating. Depending on your credit rating before you began debt settlement, it may be difficult to obtain a mortgage for a time. If that's the case, you'll have to work to build your credit back up to qualify for a home loan. However, once you build your credit rating back up, you may be in an even better position to buy a house than you were before you began debt settlement. After all, you'll have fewer monthly debt payments to make, so you should be able to build up a heftier down payment for your home faster than you could've in the past.

  • How do I rebuild my credit after debt settlement?

    Truthfully, just graduating from our debt settlement program should help to rebuild your credit score. While your credit score may decline initially while undergoing debt settlement, many of our clients find that by the time they graduate, their score has returned to the same rate if not higher than when they started. It's also important to remember that once your debt is paid off, it should be much more manageable to pay off your purchases without putting everything on credit. The fact that you're not delaying or missing payments should help to improve your credit score as well.

  • How can I get rid of credit card debt without paying?

    If you find yourself unable to pay your credit card debts due to matters such as a loss of income or unemployment, you have options. You may even qualify for debt settlement. In debt settlement, you work with your creditors to settle your debt for less, and your monthly payments are often much lower than they would be if you continued to just pay your minimums. Another option could be bankruptcy. However, bankruptcy can have serious financial repercussions that could last for many years to come. If you're interested in getting out of debt, you should consult with a financial advisor to determine the best option for you.

  • Does National Debt Relief mess up your credit?

    While participating in the National Debt Relief program, you may face an initial impact on your credit score. However, many of our clients find that by the time they graduate, their score has returned to the same rate if not higher than when they started. The important thing to focus on is that by participating in our program, you'll be actively getting rid of your debt. Furthermore, by the time you graduate, you should be able to get your credit rating to a higher level than it was before the debt settlement process, providing you don't let your debt levels creep back up, and you practice good personal finance habits.